There are several credit cards known for their cashback rewards programs. However, the best credit card for cash back depends on individual spending habits and preferences. Here are some popular options that consistently receive positive reviews:
Business Credit Cards With Cashback
- Chase Freedom Unlimited: This card offers unlimited 1.5% cash back on all purchases with no annual fee. It also often provides a sign-up bonus for new cardholders who meet specific spending requirements.
- Citi Double Cash Card: This card offers 2% cash back on all purchases—1% when you make a purchase and an additional 1% when you pay off those purchases, as long as you make the minimum payment. It has no annual fee and provides a straightforward cashback structure.
- Discover it Cash Back: Discover it Cash Back cardholders can earn 5% cash back in rotating categories that change every quarter (such as grocery stores, restaurants, and gas stations), up to the quarterly maximum, and 1% cash back on all other purchases. Discover also doubles the cash back earned in the first year for new cardmembers.
0 Apr Credit Cards
- American Express Blue Cash Preferred Card: This card offers 6% cash back on U.S. supermarket purchases (up to a specified annual spending limit), 6% on select U.S. streaming subscriptions, 3% on transit and U.S. gas station purchases, and 1% on other purchases. It does have an annual fee but can be valuable for those who spend heavily in the bonus categories.
- Capital One Savor Cash Rewards Credit Card: This card is designed for foodies and offers 4% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% cash back on all other purchases. It does have an annual fee, but the rewards can be beneficial for those who frequently dine out and attend entertainment events.
Highest Interest Savings Account
It’s important to note that these are just a few examples, and there are numerous other credit cards with cashback rewards available in the market. When choosing the best credit card for cash back, consider your spending habits, preferred categories, annual fees, and other factors that align with your financial goals. It’s advisable to compare different cards, read the terms and conditions, and evaluate how the cashback rewards align with your specific needs.
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